Do I need health insurance?

Yes. Everybody in Germany must have health insurance. This is why it is known as mandatory health insurance.

If you are injured or become sick, you can go to a doctor and will not have to pay anything if you have statutory health insurance. If you have private health insurance you often have to pay in advance but will get most of it back later. Thanks to health insurance, you can see any doctor, get a prescription for medication or receive hospital treatment. In addition, you can take advantage of check-ups, treatments and other services.

For this you pay a fixed amount every month.

If you don't take care of getting health insurance in good time, you might have to pay a lot of money afterwards, namely for the whole time you did not have health insurance in Germany. This can quickly lead to huge debt burden for you. If you already have this problem, please feel free to contact us.